Debt Service Ratio For Bahrain

Income Details

Monthly Income

Other Income

Monthly Debt payment Details

Mortage Payment

Monthly Rent

Personal Loan

Monthly Credit Card Amount

Car Loans

Student Loan

Other Payment

Your Debt Service Ratio details are below

0 BHD

Monthly Income

0 BHD

Monthly Debt Payment

0%

Debt Rate

*Values over 50% indicate you might have difficulty making payments on any additional debt or loans

Debt Service Ratio Calculator

Banks provide personal loans only after checking the Debt Service Ratio of the loan applicants. It generally determines the ability of the applicant by considering the cash flow whether he/she can repay the loan without any delays. The incoming cash flow is compared to the outgoing cash flow which shows that an additional payment can fit into the list or not. Banks want to put neither the applicants nor themselves at risk. So if the DSR is more than 50% banks reject the application.

It is preferable to calculate your DSR by yourselves rather than applying for the loan and getting rejected. Even rejected applications can have a smaller impact on the credit score.

How to Calculate your Debt Service Ratio?

  • Calculating your DSR is very simple. You just need to consider your monthly incoming expenses and outgoing expenses to find whether you can afford the monthly installment of the new loan.You can use our calculator to make it quick and easy.
  • Enter your monthly income like salary, business profits or etc.
  • Enter if you get any additional payments apart from the major income like salary.
  • Enter Mortgage Loan EMI (if you don’t have mortgage loan currently, give 0).
  • Enter Car Loan EMI (if you don’t have car loan currently, give 0).
  • Enter Personal Loan EMI (if you don’t have personal loan currently, give 0).
  • Enter Student Loan EMI (if you don’t have a student currently, give 0).
  • Enter your house rent (if you don’t have house rent currently, give 0).
  • Enter your credit card limit (if you don’t own a credit card, give 0).
  • Click Calculate.

Our calculator displays your monthly income and debts you need to pay, along with the Debt Service Ratio.

Minimum Salary

Interest Rate

Loan Amount

Reducing Rate

Select Bank

Min Salary

Interest/Profit Rate

Other Filters

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State Bank of India (Bahrain) Personal loan

flat rate Flat Rate

3.75%

minimum salary Minimum Salary

BHD 800

reducing rate Reducing Rate

7%

maximum amount Max Loan Amount

BHD 2000

early settlement fee Early Settlement Fee

BHD 0

flat rate

3.75%

Flat Rate

minimum salary

BHD 800

Minimum Salary

reducing rate

BHD 7

Reducing Rate

maximum loan amount

BHD 2000

Max Loan Amount

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Bahrain Islamic Bank Tas’heel Personal Finance

flat rate Flat Rate

3%

minimum salary Minimum Salary

BHD 350

reducing rate Reducing Rate

5.4%

maximum amount Max Loan Amount

BHD 100000

flat rate

3%

Flat Rate

minimum salary

BHD 350

Minimum Salary

reducing rate

BHD 5.4

Reducing Rate

maximum loan amount

BHD 100000

Max Loan Amount

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Ahli United Bank Personal Loan

flat rate Flat Rate

6.5%

minimum salary Minimum Salary

BHD 3000

reducing rate Reducing Rate

11.7%

early settlement fee Early Settlement Fee

1%

flat rate

6.5%

Flat Rate

minimum salary

BHD 3000

Minimum Salary

reducing rate

BHD 11.7

Reducing Rate

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Arab Bank Personal Loan

flat rate Flat Rate

9.69%

minimum salary Minimum Salary

BHD 300

reducing rate Reducing Rate

17.44%

maximum amount Max Loan Amount

BHD 40000

flat rate

9.69%

Flat Rate

minimum salary

BHD 300

Minimum Salary

reducing rate

BHD 17.44

Reducing Rate

maximum loan amount

BHD 40000

Max Loan Amount

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View details on bank page

Al Salam Bank Personal finance

flat rate Flat Rate

2.5%

minimum salary Minimum Salary

BHD 250

reducing rate Reducing Rate

4.5%

maximum amount Max Loan Amount

BHD 100000

flat rate

2.5%

Flat Rate

minimum salary

BHD 250

Minimum Salary

reducing rate

BHD 4.5

Reducing Rate

maximum loan amount

BHD 100000

Max Loan Amount

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View details on bank page

Future Bank Personal loan

flat rate Flat Rate

6.5%

minimum salary Minimum Salary

BHD 400

reducing rate Reducing Rate

11.7%

maximum amount Max Loan Amount

BHD 40000

flat rate

6.5%

Flat Rate

minimum salary

BHD 400

Minimum Salary

reducing rate

BHD 11.7

Reducing Rate

maximum loan amount

BHD 40000

Max Loan Amount

hide Hide Explore

View details on bank page

HSBC Bahrain Basic Personal loan

flat rate Flat Rate

6.66%

minimum salary Minimum Salary

BHD 500

reducing rate Reducing Rate

11.99%

maximum amount Max Loan Amount

BHD 25000

flat rate

6.66%

Flat Rate

minimum salary

BHD 500

Minimum Salary

reducing rate

BHD 11.99

Reducing Rate

maximum loan amount

BHD 25000

Max Loan Amount

hide Hide Explore

View details on bank page

National Bank of Bahrain Personal Loan

flat rate Flat Rate

3%

minimum salary Minimum Salary

BHD 200

reducing rate Reducing Rate

5.3%

maximum amount Max Loan Amount

BHD 100000

early settlement fee Early Settlement Fee

1%

flat rate

3%

Flat Rate

minimum salary

BHD 200

Minimum Salary

reducing rate

BHD 5.3

Reducing Rate

maximum loan amount

BHD 100000

Max Loan Amount

hide Hide Explore

View details on bank page

National Bank of Bahrain Flexi credit

flat rate Flat Rate

3%

minimum salary Minimum Salary

BHD 500

reducing rate Reducing Rate

5.4%

maximum amount Max Loan Amount

BHD 10000

early settlement fee Early Settlement Fee

1%

flat rate

3%

Flat Rate

minimum salary

BHD 500

Minimum Salary

reducing rate

BHD 5.4

Reducing Rate

maximum loan amount

BHD 10000

Max Loan Amount

hide Hide Explore

View details on bank page

Khaleeji Commercial Bank Personal finance

flat rate Flat Rate

3%

minimum salary Minimum Salary

BHD 300

reducing rate Reducing Rate

5.4%

flat rate

3%

Flat Rate

minimum salary

BHD 300

Minimum Salary

reducing rate

BHD 5.4

Reducing Rate

hide Hide Explore

View details on bank page

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