Best Credit Cards

Reward points are one of the most amazing features offered by credit cards. They are generated when you spend using your credit card thereafter for every 1 BHD a sum allotted by the credit card provider as reward points. These points can be used to buy vouchers, air tickets, book hotels, etc.

Reward points are one of the best features offered by credit cards, it is usually offered on some cards where you get enrolled to the cards loyalty program thus making you eligible for the loyalty program.

Best Reward Point Credit Cards are listed below:

HSBC Visa Platinum Credit Card

HSBC Advance Credit Card is accepted in more than 32 million locations. It also provides you the option to revolve your balance at competitive rates.

Features and Benefits

  • No Annual fees are charged
  • 2 free supplementary or add- on cards are provided without any added cost
  • Added security through MasterCard secure code
  • Interest-free credit up to 56 days
  • 50% of the credit limit can be withdrawn as cash
  • Buy 1 Get 1 Novo cinemas 2D movie ticket
  • Free Lounge access with lounge key
  • Free membership to the air miles program- it benefits you when you shop using the credit. You collect the reward points received for shopping and redeem it on various things like hotel bookings etc.
  • You get 5 Air Miles for 1 BHD spent using the card.

Eligibility

  • Minimum income of BHD 500 is required
  • Primary applicant should be Bahraini resident
  • Primary applicants age should be a minimum of 21 years of age
  • The supplementary cardholder should be minimum of 16 years of age

Standard Chartered World Elite MasterCard Credit Card

Standard Chartered World Elite MasterCard Credit Card is a card which will provide you unique and extravagant services.

Features and Benefits

  • Access to more than 800 airport lounges worldwide
  • Premium membership of Global Hotel Alliance thus giving you access to premium benefits in nearly 76 countries.
  • Complimentary membership of Car rental Gold Hertz – this guarantees a discount of up to 15%
  • Complimentary 1 or 2 nights at over 175 participating Starwood Hotels and Resorts.
  • 2 complimentary nights at Soneva Fushi or Soneva Kiri
  • Free travel medical insurance when tickets are bought using this card
  • 360-degree reward points system- For every 1 BHD you spend using the credit you get 2.65 reward points which can be availed on exclusive items like vouchers, travel, merchandise, etc

Eligibility

  • Applicant should be a minimum of 21 years
  • Minimum salary should be BHD 400

BisB Titanium MasterCard

Bisb Titanium MasterCard lets you enjoy various lifestyle privileges from shopping to dining experiences.

Features and Benefits

  • Lounge access to over 600 lounges around the world
  • 10% Discount on Gulf Air tickets bought by the official site
  • Unlimited supplementary cards can be issued for your family and loved ones
  • Bisb offers many digital services like the BisB benefit Payment Gateway
  • Convenient repayments through multiple channels
  • Gold FlaconFlyer membership of gulf air with the credit card
  • Reward Points can be earned and exchanged using the card. Reward points are earned from any money you spend using the BisB credit card.

Eligibility

  • Applicable for both Bahraini and Non- Bahraini Residents
  • The applicant must be 21 years or older

The American Express Gold Credit Card

The American Express Gold Credit Card offers you many exclusive services by the American Express-Select program.

Features and Benefits

  • Comprehensive travel insurance
  • Exclusive offers by American Express Selects
  • Access to local and global airport lounges with the priority pass up to 5 complimentary visits
  • Access to the loyalty program where for every BHD 1 you earn one reward point which can be collected and availed later.
  • Annual fee of BHD 35
  • Up to 9 complimentary cards can be issued
  • 24/7 Customer Service

Eligibility

  • Applicant’s age should be more than 21 years
  • Annual income for employed should be at least BHD 12000
  • Annual income for self-employed should be BHD 24000
  • Self-employed people should be employed for more than 2 years.

Al Baraka Platinum Credit Card

Al Baraka Platinum Credit Card offers sharia-compliant credit cards. It provides you access to premium services and special offers.

Features and Benefits

  • 5 free visits to 800 airports lounges around the world
  • Convenient repayments online or through the branches
  • Cash withdrawal up to 50% of the credit limit
  • No annual subscription fees
  • Unlimited supplementary credit cards without any fees
  • Enrolment to the reward program where you can use the reward points in more than 900 airlines and 2,00,000 hotels.

There are a lot of credit card options available and one must choose wisely according to convenience and needs. Reward Point credit cards are best for people who shop using the credit cards as  it provides them an opportunity to gain rewards and special offers for different purchases.

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