Medical insurance are a necessity, they provide the insurance holder medical reimbursement after the treatment or a claim during the treatment. It is an effective way to avoid sudden expenses in case of ill health and sickness. Health insurance can be of several types providing diverse benefits.
The price of health insurance is skyrocketing hence it is important to analyze all the options and choose the best available option according to one’s need.
The Best Medical Insurances offered by the various companies are listed below:
AXA Gulf 
AXA Gulf provides comprehensive medical insurance for individuals as well as for families.
It offers three different types of plans depending on the geographical coverage of insurance:
Company Benefits:
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- Instant Cover
- Claim assistance at any time
- Huge network
- Variety of Plans
- Fast claims
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International Plan
This comprises Health perfect plans 1, 2 & 3. This plan provides coverage in GCC and around the world.
Benefits:
- Private hospitalization expenditure in and around the globe
- Consultation, treatments, and diagnostics around the world
- Medicine coverage up to pharmacy limit for pre-existing or non-pre-existing illnesses
- It covers non-pre-existing chronic illnesses
- It provides coverage for declared chronic illness
- Personal Accident Cover (death by accident)
- Telephone support
- Emergency medical assistance around the globe
- The USA is covered under Health Plan 1
- Dental cover is provided for Health plan 1 and 2
Regional Plan
This comprises of Health perfect plan 4 & 5. It is one of the most commonly purchased plans, as it covers North Africa, the Middle East along with trading zones of the Indian Sub-continent and South-East Asia.
Benefits
- Private hospitalization treatment in the specified regions
- Consultation, treatment, and diagnostics within the specified region
- Medicine coverage up to pharmacy limit for pre-existing or non-pre-existing illnesses
- It covers non-pre-existing chronic illnesses
- It provides coverage for declared chronic illness
- Personal Accident Cover (death by accident)
- Telephone support only for Health perfect plan 4
- Dental Cover only for Health perfect Plan 4
Local Plan
This comprises the Health Perfect Plans 6 & 7
Benefits:
- Private hospitalization treatment in Bahrain only
- Consultation, diagnostics, treatments within Bahrain only.
- Medicine coverage up to pharmacy limit depending on pre-existing or non-pre-existing illnesses
- It covers non-pre-existing chronic illnesses
- It provides coverage for declared chronic illness
- Personal Accident Cover (death by accident)
- Worldwide medical assistance only for Health perfect Plan 6
Al Hilal Bank 
Al Hilal Bank offers insurance through its subsidiary Al hilal life. It specializes in various kinds of insurances and offers its customers a diverse pool of options. It also owns Al Hilal Takaful which offers family takaful to its customers.
Critical Illness Plan / Weqaya Plan
It is a sharia-compliant insurance plan which provides protection against certain critical illnesses to the policyholder. The payment is made by the takaful operator by utilizing the Tabarru fund.
Benefits:
- Sharia-compliant insurance.
- Critical illnesses covered in the plan are:
- Cancer
- Stroke
- Heart Attack
- Kidney Failure
- Major Organ Transplant
- Half yearly or yearly payment of contributions.
- One-time payment after the diagnosis and the contract is terminated thereafter.
- Takaful operator will pay for the Critical Benefit Plan using the Tabarru fund.
The company offers a variety of choices in the total amount that can be received. The plans are listed below:
Solidarity Insurance Company 
Solidarity Insurance Company is one of the leading Islamic oriented insurance companies in the world. It offers tailored policies according to the needs of the policy buyer.
Medical Insurance
Benefits:
- Inpatient and outpatient treatment coverage (certain limit is provided)
- Dental coverage
- Maternity Coverage
- Access to a large number of healthcare providers including Clinics, Pharmacies, Public and Private Hospitals.
- All children are covered under this plan since day 1
- Unlimited outpatient coverage for all plans.
- Direct billing facility is available for both inpatient and outpatients.
- High level of customer satisfaction is offered through a dedicated hotline
- The customer who wants to buy the policy can get a quote online.
MetLife 
Metlife was established in 1961 and has spread over a vast area. It is currently present in Oman, UAE, Kuwait, Qatar, and Bahrain. It deals with a vast array of insurances. It offers five kinds of health insurance plans:
Olympic Plan
Benefits:
- Single premium coverage provided for 3,5,7, or 10 years
- Can be renewed on an annual basis as well
- Provides joint coverage to spouse and children (limited to 2 children)
Forever Plan
Benefits:
- Can be of single premium coverage provided for 3, 5, 7, or 10 years
- Can be renewed on an annual basis as well
- It covers illnesses causing permanent, partial or total disability.
Circles of Protection 1 2 3 4
Benefits:
- Single premium coverage provided for 3, 5, 7, or 10 years
- Can be renewed on an annual basis as well
- Provides coverage to spouse and children (No limit)
Critical Care
Benefits:
- Single Premium coverage is available for 5 years
- It can also be renewed annually
- It covers around 32 critical Illnesses including stroke, cancer, Parkinson’s disease, Brain tumour, Paralysis, Coma etc.
- Worldwide coverage (apart from a few countries under International Sanction)
- Telemedicine services from centres located in the USA.
- A second opinion on call from centers located in the USA.
- Instant cash payment of 188525 BHD (US $500,000) for bill payments.
Criticare
Benefits:
- It provides coverage till the age of 70
- It provides the policyholder with a 75% cashback of the premiums in case the benefit is not used along with bonuses if applicable.
- It covers around 32 critical Illnesses including stroke, cancer, Parkinson’s disease, Brain tumor, Paralysis, Coma etc.
- Worldwide coverage (apart from a few countries under International Sanction)
- Protection up to 60740 BHD (US $ 200,000)
T’azur Company B.S.C. 
T’azur Company B.S.C is one of the recently formed insurance companies which embodies the takaful insurance.
T’azur Accident and Health Plans
Benefits:
- Annually renewable plans
- Provides protection against accidents or sickness
- The annuity will be paid to beneficiaries selected by the owner of the plan
Gulf Union Insurance & Reinsurance Co. 
Gulf Union Insurance & Reinsurance is a company dealing with a diverse range of insurances which includes family, individual, commercial, industrial etc
The company offers a range of four health plans which are:
Health Plan 1
Benefits:
- Maximum yearly payment of BHD 250k.
- Worldwide Coverage.
- Ambulance transport is available for the complete year with a limit of BHD 300.
- A disability compensation cover of BHD 10K is provided.
- Home nursing of up to 14 days is covered.
- Accommodation and hospital charges are completely covered in Bahrain and partially around the world.
- Full outpatient surgical procedure is covered in Bahrain.
- Outpatient Consultation limit of BHD 2K per year.
Health Plan 2
Benefits:
- Maximum yearly payment of BHD 250k.
- Worldwide coverage excluding USA and Canada
- Ambulance transport is available for the complete year with a limit of BHD 300.
- A disability compensation cover of BHD 10K is provided.
- Home nursing of up to 14 days is covered
- International emergency repatriation and Evacuation service covered in full
- Accommodation and hospital charges are completely covered in Bahrain and partially around the world apart from the USA and Canada
- Full outpatient surgical procedure is covered in Bahrain.
- Outpatient Consultation limit of BHD 2K per year.
Health Plan 3
Benefits:
- Maximum yearly payment of BHD 10k.
- Coverage in GCC, India Pakistan, Bangladesh, Korea, Nepal, Philippines and Bhutan.
- Accommodation and hospital charges are completely covered in Bahrain and partially in the areas mentioned.
- Ambulance transport is available for the complete year with a limit of BHD 150.
- A disability compensation cover of BHD 10K is provided.
- International emergency repatriation and Evacuation service covered in full
- Home nursing of up to 14 days is covered.
- Full outpatient surgical procedure is covered in Bahrain.
- Outpatient Consultation limit of BHD 1K per year.
Health Plan 4
Benefits:
- Maximum yearly payment of BHD 5k.
- Coverage in GCC, India Pakistan, Bangladesh, Korea, Nepal, Philippines and Bhutan.
- Accommodation and hospital charges are completely covered in Bahrain and partially in the areas mentioned.
- Ambulance transport is available for the complete year with a limit of BHD 100.
- Home nursing of up to 14 days is covered.
- Full outpatient surgical procedure is covered in Bahrain.
- Outpatient Consultation limit of BHD 750k per year.
